Our Approach

We understand that asking for financial or investment advice might be a big step. Placing your trust with people you have only recently met can be daunting, so you’ll want to be sure you’ll be treated in the right way.

Advisers are not the same, and each has a way of working that may be more or less suited to you. You may only want a single piece of advice in a specific area or you may want a continuing relationship. We believe that sound financial planning is the key to success. Our team of experts work together to create the right solutions tailored to your needs. Our role is to understand your position today by listening carefully, getting to know you and understanding what you want from life tomorrow.

Conceptually we follow the GROW model in helping us understand our client needs so that we provide more effective service.Together we can develop a comprehensive financial plan around the things you want to do in your life. We assess your financial situation, looking at where you are and where you want to be. We consider the level of risk you are prepared to take to achieve your goals and clearly define where your financial priorities and needs may lie.

By developing a True Financial North Plan (TFN) we can support you in achieving your financial goals and lifestyle aspirations. If you have more complex financial affairs, we can develop and manage a fully comprehensive Lifetime Wealth Management Plan that takes account of your specific requirements.

We look at every aspect of your finances to understand how advice in one area may impact other areas of your financial world. We work together to make sure you make the most of any tax relief and allowances, while managing the impact of Capital Gains and Wealth Tax.

Once your plan is in place, we need to make sure it stays on track to achieve your goals and any advice remains relevant. As part of our review service we have bi-annual review to assess your situation and discuss any change in circumstances or long-term goals. We will discuss any action you need to take or any specific areas of advice you need. We then update key elements of your plan to ensure it remains on track.